Everyday money

Percentage toolkit calculator

Percentages without the head-scratching.

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Calculate a percentage, compare two numbers, or increase and decrease an amount.

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Currency changes labels only, not amounts. Keep every input in the same currency.

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THE MATH, WITHOUT THE MYSTERY

What’s actually happening here?

A percentage is a fraction out of 100. Multiplying by 0.15 finds 15%; dividing by 100 converts a percentage to a decimal.

For percentage change we use the absolute original value as the denominator. That gives an intuitive direction when the starting value is negative. A change from zero is undefined, not an infinite or 100% increase.

THE FORMULA

X% of A = A × X/100; Change = (B − A) / |A| × 100

A small example

15% of 200 is 30. Increasing 200 by 15% gives 230. Moving from 200 to 250 is a 25% increase.

GOOD QUESTIONS

A few things worth knowing.

Are percentage points the same as percent?

No. A rate moving from 10% to 15% rises by 5 percentage points, but by 50% relative to its original rate.

Why will a 20% rise and 20% fall not cancel?

They use different bases. Starting at 100, a 20% rise gives 120; a 20% fall from 120 gives 96.

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